The Effect of Mosque Da'wah on the Level of Islamic Social Financial Literacy for Jama'ah in South Tangerang

Diant Reksawan; Pitri Yandri

doi:10.38035/dijms.v6i5.4581

Authors

Diant Reksawan Ahmad Dahlan Institute of Technology & Business Jakarta, Jakarta, Indonesia
Pitri Yandri Ahmad Dahlan Institute of Technology & Business Jakarta, Jakarta, Indonesia

DOI:

https://doi.org/10.38035/dijms.v6i5.4581

Keywords:

Da'wah, Mosque, Islamic Social Finance, SEM-PLS

Abstract

The overall state of Islamic financial literacy in Indonesia is currently suboptimal, primarily attributed to the underutilization of government initiatives aimed at enhancing Islamic financial literacy. Remarkably, mosques, which possess the potential to significantly and directly contribute to community enlightenment, have yet to serve as effective conduits for the dissemination of government programs targeting the improvement of Islamic financial literacy. Presently, there is a dearth of research focusing on the impact of mosque da'wah on Islamic financial literacy levels, as well as investigations examining the specific entities within mosques regarding Islamic social financial literacy. This study seeks to bridge this research gap by amalgamating these two dimensions, employing a descriptive quantitative approach through the application of Structural Equation Modeling (SEM) utilizing the Smart PLS version 3.0 application. The findings of this study underscore that the level of Islamic social financial literacy is positively and significantly influenced by da'i (actors), maddah (message), and thoriqoh (method). However, while wasilah (media da'wah) exerts an influence on the level of Islamic social financial literacy, its impact is comparatively less robust. Additionally, the study reveals that respondents exhibit a relatively modest degree of Islamic social financial literacy. These findings carry significant implications, emphasizing the potential of mosques as pivotal centers for the enhancement of Islamic social financial literacy.

References

Abdullah, F. (2020). Strategi Dakwah Dewan Kemakmuran Masjid Dalam Menyikapi Covid19. Al-Risalah, 11(2), 71–91. https://doi.org/10.34005/alrisalah.v11i2.823

Abdullah, M. A., & Anderson, A. (2015). Islamic Financial Literacy among Bankers in Kuala Lumpur. Journal of Emerging Economies and Islamic Research, 3(2), 79. https://doi.org/10.24191/jeeir.v3i2.9061

Adinugraha, H. H., Shulhoni, M., & Achmad, D. (2023). Islamic Social Finance In Indonesia: Opportunities, Challenges, And Its Role In Empowering Society. Review of Islamic Social Finance and Entrepreneurship, 2(1), 45–62. https://doi.org/10.20885/risfe.vol2.iss1.art4

Ahyar, M. K. (2018). Literasi Keuangan Syariah Dan Pondok Pesantren (Studi Kasus Pondok Modern Asy-Syifa Balikpapan). ISLAMICONOMIC: Jurnal Ekonomi Islam, 9(2). https://doi.org/10.32678/ijei.v9i2.107

Akbar, F., RS, S., & Anugrah, D. (2020). Program Fajar Indah Sebagai Media Dakwah dalam Meningkatkan Pemahaman Keagamaan Masyarakat. Tabligh: Jurnal Komunikasi Dan Penyiaran Islam, 5(1), 21–38. https://doi.org/10.15575/tabligh.v5i1.1863

Akbar, M., Misbahudin, & Wahab, A. (2021). Pengaruh Literasi Keuangan Syariah Dan Perilaku Kewirausahaan Muslim Terhadap Kinerja Usaha Kecil (Studi Pada Usaha Kuliner Di Kota Makassar). Asy-Syarikah: Jurnal Lembaga Keuangan, Ekonomi Dan Bisnis Islam, 3(1), 25–39.

Al-Krenawi, A. (2016). The role of the mosque and its relevance to social work. International Social Work, 59(3), 359–367. https://doi.org/10.1177/0020872815626997

Al-Roubaie, A. (2022). Islamic Social Finance and Global Inequalities: The Case of COVID-19. TAFHIM: IKIM Journal of Islam and the Contemporary World, 15(2), 1–26. https://doi.org/10.56389/tafhim.vol15no2.1

Alfarisi, M. F., Agestayani, & Delfiani, S. (2020). The Impact of Islamic Economics and Finance Courses on Islamic Financial Literacy. Iqtishadia, 13(2), 197. https://doi.org/10.21043/iqtishadia.v13i2.7757

Ali, M. M., Devi, A., Furqani, H., & Hamzah, H. (2020). Islamic financial inclusion determinants in Indonesia: an ANP approach. International Journal of Islamic and Middle Eastern Finance and Management, 13(4), 727–747. https://doi.org/10.1108/IMEFM-01-2019-0007

Altunta?, S. T. (2019). Relationship Between Islamic Financial Literacy and Halal Literacy. Istanbul Management Journal, 86, 57–73. https://doi.org/10.26650/imj.2019.86.0003

Arianti, B. F., Kurnia Shanti, Y., & Maradina, J. (2020). Financial Literacy Lecturer in South Tangerang?: Socioeconomic Determinants and Demographic Factors. Jurnal Riset Akuntansi Dan Bisnis Airlangga, 5(2), 938. https://doi.org/10.31093/jraba.v5i2.224

As-Salafiyah, A., Rusydiana, A. S., & Mustafa, M. I. (2021). Meta Analysis on Mosque Economics. Library Philosophy and Practice, 2021, 1–15.

Aziz, M. A. (2014). Kebenaran Pesan Dakwah. Jurnal Komunikasi Islam, 4(2), 278–299. https://doi.org/10.15642/jki.2011.1.2.108-121

Basit, A. (2013). Dakwah Cerdas di Era Modern. Jurnal Komunikasi Islam, 03(01), 76–94. https://doi.org/doi.org/10.15642/jki.2013.3.1.76-94

Chen, H., & Volpe, R. P. (1998). An Analysis of Personal Financial Literacy Among College Students. Financial Services Review, 7(2), 107–128. https://doi.org/10.1108/JCM-01-2018-2514

Dewi, I. K., & Hayati, S. R. (2019). Strategi Bank Syariah dalam Meningkatkan Literasi Keuangan Syariah pada Masyarakat (Studi Kasus pada BPRS Madina Mandiri Sejahtera). JESI (Jurnal Ekonomi Syariah Indonesia), 8(2), 129–137. https://doi.org/10.21927/jesi.2018.8(2).129-137

Djuwita, D., & Yusuf, A. A. (2018). Tingkat Literasi Keuangan Syariah Di Kalangan UMKM Dan Dampaknya Terhadap Perkembangan Usaha. Al-Amwal?: Jurnal Ekonomi Dan Perbankan Syari’ah, 10(1), 105. https://doi.org/10.24235/amwal.v10i1.2837

Eliza, A., & Susanti, V. (2020). Islamic Financial Literacy Among Sharia Bankers in Bandar Lampung. Share: Jurnal Ekonomi Dan Keuangan Islam, 9(1), 92–109. https://doi.org/10.22373/share.v9i1.6875

Fairozi, A., & A, S. A. (2020). Digitizing Da’wah?; Efforts to Increase the Competitiveness of Cordial Islam in the Pandemic Era. Jurnal Bimas Islam, 13(2), 307–344.

Farras, A. F. I., Zahier, A., Ilmi, A. R., Saefudin, A., Muktiono, A., Saputro, A. T., Umam, F. N., Amir, F., Syam, F., Mirzal, H., Ilmi, I., Syuhada, J. I., Akbar, K., Ahsanudin, L., Khalifah, M. H., Ismail, M. A., Bilhaq, M. S., Putra, P. A. A., Najih, R. A., & Zulfikri. (2022). Kumpulan Kultum Ekonomi Syariah Seri 4 (Cetakan PE). KNEKS.

Firdausi, M. R. A., & Kasri, R. A. (2022). Islamic Financial Literacy Amongst Muslim Students in Indonesia: A Multidimensional Approach. Al-Muzara’Ah, 2022, 77–94. https://doi.org/10.29244/jam.specialissue2022.77-94

Fishbein, M., & Ajzen, I. (2010). Predicting And Changing Behavior: The Reasoned Action Approach. In Psychology Press. Psychology Press, Taylor & Francis Group.

Gunawan, A., Asmuni, A., & Siregar, S. (2021). Islamic Financial Literacy and Financial Behavior: The case of Muhammadiyah Community in Medan City. Journal of Accounting and Investment, 22(3), 500–516. https://doi.org/10.18196/jai.v22i3.10043

Hair, J. F., Ringle, C. M., & Sarstedt, M. (2011). PLS-SEM: Indeed a Silver Bullet. Journal of Marketing Theory and Practice, 19(2), 139–152. https://doi.org/10.2753/MTP1069-6679190202

Hardian, N. (2018). Dakwah Dalam Perspektif Al-Qur’an Dan Hadits. Al-Hikmah: Jurnal Dakwah Dan Ilmu Komunikasi, 42–52. https://doi.org/10.15548/al-hikmah.v0i0.92

Hidayatullah, M. S. (2020). Islamic Economics And Partial–Total Religiosity: A Case Study of Majlis Taklim in Banjarmasin. Islamuna: Jurnal Studi Islam, 7(1), 36–55. https://doi.org/10.19105/islamuna.v7i1.3308

Hidayatullah, M. S. (2021). Urgensi Mempelajari Fikih Muamalah Dalam Merespon Ekonomi Dan Keuangan Kontemporer (Membangun Paradigma Ekonomi Syariah di Masyarakat). Al-Mizan: Jurnal Hukum Dan Ekonomi Islam, 5(1), 33–59. https://doi.org/10.33511/almizan.v5n1.33-59

Hisan, K. (2019). Islamic Financial Literacy among Students Attending Faculty of Islamic Economics and Business. Ihtiyath Jurnal Manajemen Keuangan Syariah, 3(2), 113–122. https://doi.org/10.32505/ihtiyath.v3i2.1312

Husna, N. (2021). Metode Dakwah Islam Dalam Perspektif Al-Qur’an. SELASAR KPI?: Referensi Media Komunikasi Dan Dakwah, 1(1), 97–105. https://doi.org/10.33507/selasar.v1i1.319

Ismawati, Syamsuddin, R., & Nase. (2018). Model Dakwah Hizbiyah. Tabligh: Jurnal Komunikasi Dan Penyiaran Islam, 3(4), 370–388. https://doi.org/10.15575/tabligh.v3i4.740

KBBI. (2008). Kamus Besar Bahasa Indonesia. Kbbi.Web.Id.

Mardiana, R. (2020). Daya Tarik Dakwah Digital Sebagai Media Dakwah untuk Generasi Milenial. Komunida: Media Komunikasi Dan Dakwah, 10, 148–158. https://doi.org/10.35905/komunida.v7i2.http

Maza, R. El. (2017). Literasi Keuangan Masyarakat Kota Metro Terhadap Produk Investasi Pada Asuransi Syari’Ah Dan Deposito Syari’Ah. ADZKIYA: Jurnal Hukum Dan Ekonomi Syariah, 05(1), 162–185. http://www.academia.edu/download/34477024/

Muhammad, A. D., Maidoki, M. L., & Sani, U. B. (2018). The Role of Islamic Social Finance In Empowering Youth And Women In Sokoto State of Nigeria. Journal of Islamic Monetary Economics and Finance, 3(Special Issue), 141–152. https://www.ojs.unito.it/index.php/EJIF/article/view/4937

Mustafa, Z., Dzalihu’zzabir, M. F. H., Abdul Moin, N. A., Shamsuddin, A. E., Mohd Fauzi, N. A., & Sabri, N. H. S. B. (2022). Islamic Social Finance and its Roles in Developing Islamic Economy in Addressing Various Issues During The Covid-19 Pandemic. International Journal of Academic Research in Business and Social Sciences, 12(10), 1118–1130. https://doi.org/10.6007/ijarbss/v12-i10/15290

Musyirifin, Z., & Basri, A. S. H. (2018). Integrasi Dakwah Islam Dengan Keilmuan Bimbingan Dan Konseling Islam. Hisbah: Jurnal Bimbingan Konseling Dan Dakwah Islam, 15(2), 79–101. https://doi.org/10.14421/hisbah.2018.152-06

Nanda, T. S. F., Ayumiati, A., & Wahyu, R. (2019). Tingkat Literasi Keuangan Syariah: Studi Pada Masyarakat Kota Banda Aceh. JIHBIZ?:Global Journal of Islamic Banking and Finance., 1(2). https://doi.org/10.22373/jihbiz.v1i2.8573

Nawi, F. A. M., Daud, W. M. N. W., Ghazali, P. L., Yazid, Aa. S., & Shamsuddin, Z. (2018). Islamic Financial Literacy: A Conceptualization and Proposed Measurement. International Journal of Academic Research in Business & Social Sciences, 8(12), 629–641. https://doi.org/10.6007/IJARBSS/v8-i12/5061

Nugraha, D. A., & Sunartiningsih, A. (2021). Masjid Sebagai Ruang Literasi (Studi Kasus Masjid Jenderal Sudirman Colombo, Sleman, Yogyakarta). Kalimah: Jurnal Studi Agama Dan Pemikiran Islam, 19(1), 139–166. https://doi.org/10.21111/klm.v19i1.6370

Nur’aini, Sariah, & Oktaviani, J. (2022). Islamic Social Finance and Maqashid Shariah. International Journal of Waqf, 2(2), 1–10. https://doi.org/10.58968/ijf.v2i2.172

OJK. (2020). Strategi Nasional Literasi Keuangan Indonesia 2021-2025. In Otoritas Jasa Keuangan.

OJK. (2022). Siaran Pers: Survei Nasional Literasi Dan Inklusi Keuangan Tahun 2022 (Issue November). https://www.ojk.go.id/id/berita-dan-kegiatan/siaran-pers/Pages/Survei-Nasional-Literasi-dan-Inklusi-Keuangan-Tahun-2022.aspx

Puspita, A. T., Lubis, D., & Marhamah Muthohharoh. (2021). Faktor–Faktor yang Memengaruhi Tingkat Literasi Keuangan Syariah pada Mahasiswa Muslim di Bogor. Al-Muzara’Ah, 9(1), 1–20. https://doi.org/10.29244/jam.9.1.1-20

Rahim, S. H. A., Rashid, R. A., & Hamed, A. B. (2016). Islamic financial literacy and its determinants among university students: An exploratory factor analysis. International Journal of Economics and Financial Issues, 6(7Special Issue), 32–35.

Rahmawati, Z., & Indrarini, R. (2021). Literasi Ekonomi Syariah Pada Santri Madrasah Aliyah Pondok Pesantren Bahrul Ulum Tambakberas Kabupaten Jombang. Jurnal Ekonomika Dan Bisnis Islam, 4(3), 1–14.

Reza, M. F. (2021). Literasi Keuangan Syariah Di Kalangan Ulama Muhammadiyah Cirebon. IAIN Syekh Nurjati Cirebon.

Rohim, A. N., Priyatno, P. D., & Sari, L. P. (2021). Literasi Keuangan Syariah Di Pondok Pesantren Al-Jadid, Kecamatan Kopo, Kabupaten Serang. Abdimas Galuh, 3(2), 525–534. https://doi.org/10.25157/ag.v3i2.6241

Rohmayanti, S. A. A., Samsuri, A., & Fitrianto, A. R. (2021). Analisis Literasi Keuangan Syariah pada Pemberdayaan Ekonomi UMKM Binaan Bank Indonesia Kantor Wilayah Jawa Timur. Muslim Heritage: Jurnal Dialog Islam Dengan Realitas, 6(2), 377–403. https://doi.org/10.21154/muslimheritage.v6i2.3131

Saputra, A. D., & Rahmatia, A. (2021). Islamic Financial Literacy Index of Students: Bridging SDGs of Islamic Finance. Economics and Finance in Indonesia, 67(1), 34–50. https://doi.org/10.47291/efi.v67i1.730

Sari, A. W. (2016). Pentingnya Keterampilan Mendengar Dalam Menciptakan Komunikasi Yang Efektif. Jurnal EduTech, 2(1), 1–10. http://jurnal.umsu.ac.id/index.php/edutech/article/view/572

Setiaji, K., Mustofa, U., & Feriady, M. (2020). Peningkatan Literasi Keuangan Syariah Bagi Guru Perbankan Syariah. Dinamisia?: Jurnal Pengabdian Kepada Masyarakat, 4(1), 85–94. https://doi.org/10.31849/dinamisia.v4i1.3509

Sihotang, M. K., Hasanah, U., & Nasution, R. (2021). Penguatan Pemahaman Keuangan Syariah Bagi Guru Dan Siswa Madrasah Aliyah. In MONSU’ANI TANO Jurnal Pengabdian Masyarakat (Vol. 4, Issue 2). https://doi.org/10.32529/tano.v4i2.1070

Siregar, R. M. A. (2018). Tingkat Literasi Keuangan Syariah Pedagang Pasar di Kota Padangsidimpuan. Jurnal Iqtisaduna, 4(2), 170–186. https://doi.org/10.24252/iqtisaduna.v4i2.6243

Surepno, & Sa’diyah, S. H. (2022). Tingkat Literasi Keuangan Syariah Pelaku UMKM Dan Pengaruhnya Terhadap Perkembangan UMKM Di Kecamatan Jepara. Jurnal Ilmu Akuntansi Dan Bisnis Syariah, IV(1), 145–163.

Syed Azman, S. M. M., & Engku Ali, E. R. A. (2019). Islamic Social Finance And The Imperative For Social Impact Measurement. Al-Shajarah, Special Issue, 43–68.

Toyyibi, A. M. (2021). Pemahaman Masyarakat Tentang Perbankan Syariah Melalui Keberadaan Lembaga Keuangan Syariah Di Era Industri 4.0. SAUJANA: Jurnal Perbankan Syariah Dan Ekonomi Syariah, 03(1), 33–40.

Tulasmi, T., & Mukti, T. (2020). Peran Pegadaian Syariah dalam Literasi Keuangan Syariah. Jurnal Ilmiah Ekonomi Islam, 6(2), 239. https://doi.org/10.29040/jiei.v6i2.1072

Umar, S., & Santoso, S. (2022). Tata Kelola Manajemen Mesjid dan Digitalisasi Dakwah. In COMSEP: Jurnal Pengabdian Kepada Masyarakat (Vol. 3, Issue 1). https://doi.org/10.54951/comsep.v3i1.183

Ummah, A. H., Khairul Khatoni, M., & Khairurromadhan, M. (2020). Podcast Sebagai Strategi Dakwah Di Era Digital: Analisis Peluang Dan Tantangan. Komunike, 12(2), 210–234. https://doi.org/10.20414/jurkom.v12i2.2739

Yunus, K. (2020). Indeks Literasi Keuangan dan Inklusi Keuangan Perbankan Syariah di Provinsi Sulawesi Selatan [UIN Syarif Hidayatullah Jakarta]. In UIN Syarif Hidayatullah. https://doi.org/10.24252/al-mashrafiyah.v5i2.22088

Zain, A. (2019). Dakwah Dalam Perspektif Al-Qur`an Dan Al-Hadits. At-Taujih?: Bimbingan Dan Konseling Islam, 2(1), 40–53. https://doi.org/10.22373/taujih.v2i1.7209