The Influence of Financial Literacy and Self Control on Women's Personal Financial Management in Konawe District, Southeast Sulawesi Province
DOI:
https://doi.org/10.38035/dijms.v6i2.3607Keywords:
Financial Literacy, Self Control, Personal Financial Management, WomenAbstract
The purpose of this study was to determine the influence of financial literacy and self-control of women on their personal financial management. The study was conducted on women in Konawe Regency, Southeast Sulawesi Province. The type of data used in this study is quantitative data. The data source comes from secondary data. The population used in this study were women in Konawe Regency with various different backgrounds. The sampling method used Random Sampling. With a sample size of 100 women. The test results stated that the financial literacy variable had a positive and significant effect on women's financial management and the self-control variable had a significant positive effect on women's financial management.
References
Afandy, C., & Niangsih, febrilianty F. (nd). Financial Literacy and Personal Financial Management of Students in Bengkulu Province . https://jurnal.unitri.ac.id/index.php/refrensi/article/download/3351/pdf_1
Afdhila, Q., & Nugroho, JA (2023). The Influence of Financial Literacy and Self Control on Financial Behavior and Attitudes of Economic Education Students at UNS. Journal on Education , 6 (1), 10508–10512. https://jonedu.org/index.php/joe/article/download/4781/3774/
Ares, LR, & Et.al. (2021a). Does Self-Control Constitute a Driver of Millennials Finance Behaviors. Journal of Behavioral and Experimental Economics , 93 . https://doi.org/https://doi.org/10.1016/j.socec.2021.101702
Ares, LR, & Et.al. (2021b). Does self-control constitute a driver of millennials' financial behaviors and attitudes? Journal of Behavioral and Experimental Economics , 93 . https://doi.org/https://doi.org/10.1016/j.socec.2021.101702
Aurelia, F., & et al. (2024). The Influence of Financial Literacy and Self Control on the Financial Behavior of Boarding House Students. Journal of Accounting and Finance , 11 (1). https://ejournal.bsi.ac.id/ejurnal/index. php/monetary/article/view/17470/pdf
Chen, H., & Volpe, R. P. (1998). An Analysis of Personal Financial Literacy Among College Students. Financial Service Value , 7 (2), 107–128. https://doi.org/http://dx.doi.org/10.1016/S1057-0810(99)80006-7
Choerudin, A., & et al. (2023). Financial Literacy (DP Sari (Ed.)). PT. Global Executive Technology. https://www.researchgate.net/profile/Budi-Harto/publication/371724162_FINANCE_LITERACY/links/6491e8e5c41fb852dd1b22fc/FINANCE-LITERACY.pdf
Gathergood, J. (2012). Self Control, Financial Literacy and Consumer Over-indebtedness. Journal of Economic Psychology , 33 (3), 590–602. https://doi.org/https://doi.org/10.1016/j.joep.2011.11.006
Bank Indonesia Glossary . (nd). https://www.bi.go.id/id/glosarium.aspx
Gonzalez;, E. M., Meyer, J. H., & Toldos, M. P. (2021). What Women Want? How Contextual Product Displays Influence Women’s Online Shooping Behavior. Journal of Business Research, 123, 625–641. https://doi.org/https://doi.org/10.1016/j.jbusres.2020.10.002
Lusardi, A., & Tufano, P. (2015). Debt Literacy, Financial Experiences, and Overindebtedness. Journal of Pension Economic & Finance, 14(4), 332–368. https://doi.org/https://doi.org/10.1017/S1474747215000232
Mengga, GS, Tangkeallo, DI, & Bakkula, R. (2023). The Influence of Financial Literacy and Self-Control on Personal Financial Management of BLT Recipients in Lembang Bululangkan, North Toraja. Manuhara Journal: Center for Research in Management and Business Sciences , 1 (3), 219–229. https://doi.org/https://doi.org/10.61132/manuhara.v1i3.181
Naomi, P. (2008). The Influence of Self-Control on Compulsive Buying Behavior. Journal of the College of Management Sciences , 9 (2). https://repository.paramadina.ac.id/511/1/1 The influence of self-control.pdf
Netemeyer, RG, & et.al. (2018). How Am I Doing? Perceived Financial Well-Being, Its Potential Antecedents, and Its Relation to Overall Well-Being. Journal of Consumer Research , 45 (1). https://doi.org/https://doi.org/10.1093/jcr/ucx109
Regulation of the Financial Services Authority of the Republic of Indonesia. (2023). Regulation of the Financial Services Authority of the Republic of Indonesia No. 3 of 2023 concerning the Improvement of Financial Literacy and Inclusion in the Financial Services Sector for Indonesian Consumers and Society. Regulation of the Financial Services Authority , 53 (9), 3–5 . https://ojk.go.id/id/regulasi/Pages/Peningkatan-Literasi-dan-Inklusi-Keuangan-di-Sektor-Jasa-Keuangan-Bagi-Konsumen-dan-Masyarakat.aspx
Raaij, W. F. Van, Riitsalu, L., & Poder, K. (2023). Direct and Indirect Effects of Self-Control and Future Time Perspective on Financial Well-Being. Jurnal of Economic Psycology, 99. https://doi.org/https://doi.org/10.1016/j.joep.2023.102667
Sekaran, U. (2016). Research Methods for Business: A Skill-Building Approach (seventh ed). John Wiley and Sons.
Sugiyono. (2020). Metodologi Penelitian Kuantitatif, Kualitatif dan R & D.
Sundarasen, S., & Et.al. (2023). Women’s financial literacy: A bibliometric study on current research and future directions. https://doi.org/https://doi.org/10.1016/j.heliyon.2023.e21379
Supiandi, & Azizurrohman, M. (2022). Personal Financial Planning . https://repository.penerbiteureka.com/media/publications/557936-buku-saku-perencanaan-keuangan-pribadi-86b24676.pdf
Suzanna, L., Septriani, Y., & Mustika, R. (2022). The Influence of Financial Literacy, Gender and Lifestyle on Students' Financial Management Behavior. Accounting Information System, Taxes, and Auditing , 1 (2), 173–183. https://doi.org/https://doi.org/10.30630/aista.v1i2.24
Syamsudin, S., & Karya, D. (2018). MICRO ECONOMICS .
Ulfa. (2024). The Influence of Financial Literacy on Personal Financial Management. Journal of Management, Accounting and Education , 1 (2). https://doi.org/https://doi.org/10.59971/jamapedik.v1i2.53
Warsono. (2010). Principles and Practices of Personal Finance. Salam Journal , 13 (2). https://ejournal.umm.ac.id/index.php/salam/article/view/470
Yushita, AN (2017). The Importance of Financial Literacy for Personal Financial Managers. Nominal Journal , VI (1). https://doi.org/http://dx.doi.org/10.21831/nominal.v6i1.14330
Zaimovic, A., & Et.al. (2024). Measuring Digital Finance Literacy. International Symposiun on Green Technologies and Applications, 574–581. https://doi.org/https://doi.org/10.1016/j.procs.2024.05.068
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2024 Wa Ode Febry Nur Aisyah Nunsyah, Lusiana Syahwalina Hidayat, Nicko Albart
This work is licensed under a Creative Commons Attribution 4.0 International License.
Authors who publish their manuscripts in this journal agree to the following conditions:
- The copyright on each article belongs to the author(s).
- The author acknowledges that the Dinasti International Journal of Management Science (DIJMS) has the right to be the first to publish with a Creative Commons Attribution 4.0 International license (Attribution 4.0 International (CC BY 4.0).
- Authors can submit articles separately, arrange for the non-exclusive distribution of manuscripts that have been published in this journal into other versions (e.g., sent to the author's institutional repository, publication into books, etc.), by acknowledging that the manuscript has been published for the first time in the Dinasti International Journal of Management Science (DIJMS).
