Exploration of Gen Z's Personal Financial Management Strategies in the Digital Era

Authors

  • Puji Astuti Setianingsih Universitas Dirgantara Marsekal Suryadarma, Jakarta, Indonesia.
  • Samto Hadi Isnanto Universitas Dirgantara Marsekal Suryadarma, Jakarta, Indonesia.

DOI:

https://doi.org/10.38035/dijdbm.v6i3.4382

Keywords:

Gen Z, personal financial management, digital technology, fintech, social media, ethical awareness

Abstract

This inquire about points to investigate individual monetary administration procedures by Era Z (Gen Z) within the advanced time. The center of the investigate is on the utilize of advanced innovation, moral mindfulness, and individual values in money related decision-making. Gen Z tends to utilize computerized budgetary applications and venture stages. The inquire about employments a graphic subjective approach to distinguish challenges and dangers. Whereas innovation makes it simple, computerized showcasing and information security issues stay vital issues. Moral mindfulness and individual values too play a part in their monetary choices. The research is anticipated to supply experiences for computerized budgetary administrations and arrangements that are more reasonable for Gen Z.

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Published

2025-04-04

Issue

Vol. 6 No. 3 (2025): Dinasti International Journal of Digital Business Management (April - Mei 2025)

Section

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Copyright (c) 2025 Puji Astuti Setianingsih, Samto Hadi Isnanto

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