Dungga, Meriyana Fransisca, Mahludin Baruadi, Hais Dama, and Tineke Wolok. 2026. “Local Culture-Based Investment Decisions and Financial Well-Being Among Msmes: A Systematic Literature Review”. Dinasti International Journal of Management Science 7 (5):1154-66. https://doi.org/10.38035/dijms.v7i5.6819.