Tyas, Utami, and Lutfi Lutfi. “The Influence of Internal and External Factors of Banks on the Profitability of Regional Development Banks in Indonesia”. Dinasti International Journal of Education Management And Social Science 6, no. 4 (April 20, 2025): 3036–3050. Accessed April 23, 2025. https://dinastipub.org/DIJEMSS/article/view/4366.