Efriyanto, E. et al. 2026. The Influence of Financial Literacy and Non-Cash Payments on the Consumptive Behavior of Students in Jabodetabek. Dinasti International Journal of Education Management and Social Science. 7, 6 (Aug. 2026), 5147–5164. DOI:https://doi.org/10.38035/dijemss.v7i6.6377.