Sakti AT, Anwar M. The Role of Lifestyle in Moderating the Influence of Financial Literacy and Ease of Use on the Consumptive Behavior PayLater Users on Generation Z in Surabaya City. DIJEFA [Internet]. 2025 Aug. 5 [cited 2026 May 22];6(4):2786-97. Available from: https://dinastipub.org/DIJEFA/article/view/4814