Samosir, Dumasi Marisina Magdalena, et al. “Behavioral Intention and Trust As Key Drivers of Willingness to Pay for Complementary Health Insurance: Evidence from Indonesia”. Dinasti International Journal of Economics, Finance & Accounting, vol. 7, no. 3, Aug. 2026, pp. 2210-24, doi:10.38035/dijefa.v7i3.7126.