CHOTIMAH, Chusnul; SAWITRI, Ni Nyoman; PUTRI, Vidiyana Rizal. Data-Driven Underwriting Capability and Insurance Competitiveness: A Systematic Literature Review of Digital Analytics and Value-Creation Mechanisms. Dinasti International Journal of Economics, Finance & Accounting, [S. l.], v. 7, n. 5, p. 3216–3225, 2026. DOI: 10.38035/dijefa.v7i5.7500. Disponível em: https://dinastipub.org/DIJEFA/article/view/7500. Acesso em: 15 nov. 2026.