Case Study in the Indonesian Banking Sector: Implementation of the Policy on The Use of Collateral in the People's Business Credit Kur in The Coordinating Minister of Economic Regulation Number 7 of 2024
DOI:
https://doi.org/10.38035/dijefa.v6i1.4430Keywords:
Credit collateral , Councing Minister Of Economy Regulation, KUR People's Business CreditAbstract
This research aims to be a Case Study in the Indonesian Banking Sector: Implementation of the Policy for Using KUR People's Business Credit Collateral in Permenko Perekonomian Nomor 7 Tahun 2024 . The research background arises from the need to understand the implementation and impact in practice of credit protection policies in the banking sector. These findings provide insight for practitioners, academics and regulators regarding the implementation of the Collateral Use Permenko Perekonomian Nomor 7 Tahun 2024 Policy of Coordinating Minister for the Economy Number 7 of 2024 concerning People's Business Credit.
References
Anton, S. (2016). Legal Certainty in Settlement of Bad Credit Through Execution of Collateral Guarantee Without Court Lawsuit Process. Jakarta: PT Fajar Interpratama Mandiri.
Arjawa, AAGP, Saputra, KED, & Suryana, KD (2021). Legal Analysis of Bad Debt Settlement in People's Business Credit.
Asshiddiqie, J., & Safa'at, MA (2021). Legal Thinker Series Book: Hans Kelsen's Theory on Law. Jakarta: Konstitusi Press
Alhakim, A. (2021). The Importance of the Personal Data Protection Act as a Form of Legal Protection for Privacy in Indonesia.
Ali, S. (2013). Management of BPR and Microfinance Financial Institutions. Andi. Yogyakarta.
Arsanty, EN (2016). Legal Analysis of Legal Protection of Customer Personal Data Given to Third Parties.
Dewi, S. (2017). Principles of Protection of Personal Data Protection of Credit Card Customers According to National Provisions and Their Implementation.
GM Verryn Stuart. (2014). Encyclopedia of Financial and Alphabetical Economics.
Garnasih, Yenti. (2017). Anti-Money Laundering Law Enforcement and Its Problems in Indonesia.
Hamzah, Andi. (2009). Certain Offences (Special Delicten) in the Criminal Code. Jakarta: Sinar Grafika.
Hikmahanto Juwana (2017) Economic Analysis of Banking Law. Journal of Law & Development. Vol 28
Kansil, CST, & Kansil, CST (2002). International Law Module . Djambatan: Jakarta.
Kasmir. (2008). Banks and Other Financial Institutions. Jakarta: PT. Raja Grafindo Persada.
Civil Code Civil Code
Mandala, M. (2004). Money, banking, and monetary economy (Indonesian contextual study).
Mahfud MD (2009) Law, Democracy, and Human Rights. .PT Mizan Pustaka.
Moeljatno, 1987. Criminal Acts and Responsibility in Criminal Law. Criminal Section, Faculty of Law, UGM. Yogyakarta
Moeljatno. (1987). Principles of Criminal Law, 1987. Jakarta: Bina Aksara
Narawi, Barda. (2007). Development of the Principles of Criminal Law. Comparative Perspectives on Criminal Law. Semarang: Master's Library.
Novita, E. (2016). Legal Analysis of Legal Protection of Customer Personal Data Given to Third Parties.
Oostveen, M., & Irion, U. (2018). The golden age of personal data: How to regulate an enabling fundamental right? In M. Bakhoum, B. Conde Gallego, M. O. Mackenrodt, & G. Surblyt?-Namavi?ien? (Eds.), Personal Data in Competition, Consumer Protection and Intellectual Property Law (pp. 7–26). Springer.
Regulation of the Minister of Communication and Information Technology Number 20 of 2016 concerning Protection of Personal Data in Electronic Systems.
Regulation of the Coordinating Minister for Economic Affairs Number 7 of 2024 concerning Guidelines for the Implementation of People's Business Credit
Financial Services Authority (OJK) Regulation Number 77/POJK.01/2016 concerning Information Technology-Based Money Lending Services.
Government Regulation Number 71 of 2019 concerning the Implementation of Electronic Systems and Transactions, Law on Electronic Information and Transactions (ITE).
Purnama, TD, & Alhakim, A. (2021). The Importance of the Personal Data Protection Law as a Form of Legal Protection for Privacy in Indonesia.
Rahardjo, S. (2004). Legal Science; Search, Liberation and Enlightenment . Muhamadyah Press University.
Ramadha, BS (2021). Criminal Law's Ability to Combat Cybercrimes Related to Personal Data Protection in Indonesia. academics.edu
Remmelijik, Jan. (2000). Criminal Law. Jakarta: Gramedia Pustaka Utama.
Remy, S. (2004). The Ins and Outs of Money Laundering and Terrorism Financing. Jakarta: Pustaka Utama Grafiti.
Rosadi, SD (2017). Principles of Personal Data Protection of Credit Card Customers according to National Regulations and their Implementation.
Smith, J., Dinev, T., & Xu, H. (2011). Information Privacy Research: An Interdisciplinary Review. MIS Quarterly, 35 (4), 989-1015.
Soekanto, S. (1982 ). Legal awareness and legal compliance. CV. Rajawali.
Soekanto, S. (1984). Introduction to legal research. UI Press.
Soekanto, S. (2003). Normative legal research. PT. Raja Grafindo Persada.
Soekanto, S. (2006). Introduction to legal research. UI Press.
Satjipto Rahardjo (2000). Legal Theory in Society. Graffiti Library
Overview of Predicate Crime . Legal Corner Indonesian Legal Portal.
Law Number 10 of 1998 Concerning Banking
Law Number 11 of 2008 concerning Electronic Information and Transactions (ITE)
Banking Law Number 10 of 1998
Personal Data Protection Law Number 27 of 2022
The 1945 Constitution of the Republic of Indonesia
Law Number 8 of 2010 concerning the Prevention and Eradication of Money Laundering Crimes.
Usman, R. (2001). Legal Aspects of Banking in Indonesia. Jakarta: PT Gramedika Pustaka Utama.
Wiyono, R. (2014). Discussion of the Law on Prevention and Eradication of Money Laundering. Jakarta: Sinar Grafik
&&&
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2025 Guruh Sugeng Mulyono, Pratolo Saktiawan, Mujito Mujito

This work is licensed under a Creative Commons Attribution 4.0 International License.
Authors who publish their manuscripts in this journal agree to the following conditions:
- The copyright on each article belongs to the author(s).
- The author acknowledges that the Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) has the right to be the first to publish with a Creative Commons Attribution 4.0 International license (Attribution 4.0 International (CC BY 4.0).
- Authors can submit articles separately, arrange for the non-exclusive distribution of manuscripts that have been published in this journal into other versions (e.g., sent to the author's institutional repository, publication into books, etc.), by acknowledging that the manuscript has been published for the first time in the Dinasti International Journal of Economics, Finance & Accounting (DIJEFA).