The Influence of Financial Technology on Saving Behavior Through Self-Control as a Mediator in Generation Z

Authors

  • Indah Widyaningrum Universitas Paramadina, Jakarta, Indonesia
  • Gusti Enggar Paradita Universitas Paramadina, Jakarta, Indonesia
  • Permata Dian Pratiwi Universitas Paramadina, Jakarta, Indonesia

DOI:

https://doi.org/10.38035/dijefa.v5i2.2625

Keywords:

Financial Technology; Self-Control; Saving Behavior

Abstract

This research aims to test and analyze the influence of financial technology on saving behavior with self-control as a mediating variable in Generation Z. Developments in financial technology influence the way Generation Z manages their finances. This research uses a quantitative descriptive method by collecting data through online questionnaires and using 400 Generation Z respondents in West Java. Structural Equation Modeling Partial Least Squares (SEM-PLS) was used as an analysis method in this research. The research results show that financial technology has a positive effect on saving behavior, financial technology has a positive effect on self-control, self-control has a positive effect on saving behavior, and self-control has a positive effect in the mediation of financial technology on saving behavior.

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Published

2024-05-18

How to Cite

Widyaningrum, I., Paradita, G. E., & Pratiwi, P. D. (2024). The Influence of Financial Technology on Saving Behavior Through Self-Control as a Mediator in Generation Z. Dinasti International Journal of Economics, Finance &Amp; Accounting, 5(2), 632–640. https://doi.org/10.38035/dijefa.v5i2.2625

Issue

Vol. 5 No. 2 (2024): Dinasti International Journal of Economics, Finance & Accounting (May - June 2024)

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Copyright (c) 2024 Indah Widyaningrum, Gusti Enggar Paradita, Permata Dian Pratiwi

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