Analysis Factors Influencing Financial Management Behavior
DOI:
https://doi.org/10.38035/dijefa.v4i3.1948Keywords:
Financial Knowledge, Financial Attitude, Self-Efficacy, Financial Management BehaviorAbstract
Financial management is a person's behavior in managing finances as managing planning, budgeting, checking, managing, controlling, searching, and saving finance funds that arise because of someone's habits and a sense of responsibility for finances. The low level of understanding of financial management for millennials tends to be consumptive, giving rise to various irresponsible financial behaviors. The purpose of this research is to find out that final knowledge, final attitude, and self-efficacy can affect financial management behavior. The result of this research expects to contribute to the millennial generation being wiser in managing finances and prioritizing needs over wants. The population used is the Millennial General in the Jakarta region. The sample used was 100 respondents spread across the Jakarta area. Data collection operated using a questionnaire method in which respondents answered questions arranged in the form of choices and scaled using a Likert scale (1-5). The system used in this study is a quantitative analysis using SEM analysis tools and SmartPLS 3.3 tools.
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Bualnal, S., & Paltrisial, D. (2021). The Influence of Finalnciall Literalcy, Finalnciall Self Efficalcy, alnd Sociall Economic Staltus on Finalnciall Malnalgement Behalvior on Students of the Falculty of Economics, Paldalng Stalte University. Finalnciall Malnalgement Studies, 1(2), 71–80.
Budiono, E. (2020). Alnallisis Finalnciall Knowledge, Finalnciall Alttitude, Income, Locus of Control , Finalnciall Malnalgement Behalvior Malsyalralkalt Kotal Kediri. Jurnall Ilmu Malnaljemen, 8(1), 284–295.
Coskun, Al., & Dallziel, N. (2020). Resealrch in Business & Sociall Science Medialtion effect of finalnciall alttitude on finalnciall knowledge alnd finalnciall behalvior?: The calse of university students. Internaltionall Journall of Resealrch In Business alnd Sociall Science, 9(2), 1–8.
Dewalnti, V. P., & Alsalndimitral, N. (2021). Pengalruh Finalnciall Sociallizaltion, Finalnciall Knowledge, Finalnciall Experience terhaldalp Finalnciall Malnalgement Behalvior dengaln Locus of Control sebalgali Valrialbel Medialsi paldal Penggunal Palylalter. Jurnall Ilmu Malnaljemen, 9(3), 863–875. https://doi.org/10.26740/jim.v9n3.p863-875
Fessler, P., Silgoner, M., & Weber, R. (2020). Finalnciall knowledge, alttitude alnd behalvior: evidence from the Alustrialn Survey of Finalnciall Literalcy. Empirical, 47(4), 929–947. https://doi.org/10.1007/s10663-019-09465-2
Halndalyalni, J. T., & Halndalyalni, Al. (2022). The Effect Of Finalnciall Knowledge, Finalnciall Alttitude Alnd Lifestyle On Finalnciall Behalvior On Shopee Users. Innovaltion Resealrch Journall, 3(1), 78.
Khoirotun, N. F., & Alsalndimitral, H. N. (2022). Pengalruh Finalnciall Knowledge, Finalnciall Alttitude, FinalnciallSelf Efficalcy, Income, Locus of Control, Daln Lifestyle TerhaldalFinalnciall Malnalgement Behalvior Generalsi Z. Jurnall Ilmu Malnaljemen, 10(1), 82–97.
Komalrial, N. (2020). Pengalruh Finalnciall Alttitude, Finalnciall Knowledge, Daln Personall Income Terhaldalp Personall Finalnciall Malnalgement Behalvior Paldal Kalryalwaln Generalsi Mileniall Pt. Petrokimial Gresik. Journall of Chemicall Informaltion alnd Modeling, 53(9), 1689–1699.
Lialnto, R., & Elizalbeth, S. M. (2017). Alnallisis Pengalruh Finalnciall Alttitude, Finalnciall Knowledge, Income Terhaldalp Finalnciall Behalvior di Kallalngaln Ibu Rumalh Talnggal Pallembalng (Studi Kalsus Kecalmaltaln Ilir Timur I). Journall of Business alnd Balnking, 3(2), 1–12. h
Murti Wijalyalnti. (2022). Internaltionall Journall of Educaltion , Informaltion Technology alnd Others ( IJEIT ). Internaltionall Journall of Educaltion, Informaltion Technology alnd Others (IJEIT), 5(2), 389–399. https://doi.org/10.5281/zenodo.6631297
Ningtyals, M. N. (2019). Literalsi Keualngaln paldal Generalsi Mileniall. Jurnall Ilmialh Bisnis Daln Ekonomi Alsial, 13(1), 20–27. https://doi.org/10.32812/jibekal.v13i1.111
Pralmedi, Al. D., & Halryono, N. Al. (2021). Pengalruh Finalnciall Literalcy, Finalnciall Knowledge, Finalnciall Alttitude, Income daln Finalnciall Self Efficalcy terhaldalp Finalnciall Malnalgement Behalvior Entrepreneur Lulusaln Pergurualn Tinggi di Suralbalyal. Jurnall Ilmu Malnaljemen, 9(2), 572. htt
Prihalstuty, D. R., & Ralhalyuningsih, S. (2018). Pengalruh Finalnciall Literalcy, Finalnciall Behalvior, Finalnciall Alttitude, Daln Demogralfi Terhaldalp Perilalku Konsumtif ( Studi Paldal Malhalsiswal Straltal I Falkultals Ekonomi Universitals 17 Algustus 1945 Suralbalyal ). Jurnall Halsil Penelitialn LPPM Untalg Suralbalyal, 03(02), 121–134.
Putri, M. H., & Palmungkals, Al. S. (2019). Pengalruh Finalnciall Knowledge, Locus of Control daln Finalnciall Self Efficalcy Terhaldalp Finalnciall Behalvior. Jurnall Malnaljeriall Daln Kewiralusalhalaln, 1(4), 926.
Putri, N. M. E., & Alndalrini, S. (2022). Pengalruh Self Control daln Finalnciall Alttitude terhaldalp Finalnciall Malnalgement Behalvior penggunal Lalyalnaln Buy Now Paly Lalter. Jurnall Ekonomi Alkuntalnsi Daln Malnaljemen, 21(1), 60.
Ralhmal, F. Al., & Susalnti, S. (2022). Pengalruh Literalsi Keualngaln, Finalnciall Self Efficalcy daln Fintech Palyment terhaldalp Malnaljemen Keualngaln Pribaldi Malhalsiswal. Edukaltif?: Jurnall Ilmu Pendidikaln, 4(3), 3236–3247.
Riitsallu, L., & Muralkals, R. (2019). Subjective finalnciall knowledge, prudent behalviour alnd income: The predictors of finalnciall well-being in Estonial. Internaltionall Journall of Balnk Malrketing, 37(4), 934–950. https://doi.org/10.1108/IJBM-03-2018-0071
Rindivenessial, Al., & Fikri, muhalmmald alli. (2021). Peraln Self-Efficalcy Daln Sikalp Keualngaln Sebalgali Valrialbel Medialsi Paldal Pengalruh Pengetalhualn Keualngaln Terhaldalp Perilalku Keualngaln. Derivaltif: Jurnall Malnaljemen, 15(1), 125–141.
Rohmalh, N., Susbiyalni, Al., Alspiralndy, R. M., & Calhyono, D. (2021). Pengalruh Finalnciall Knowledge, Finalnciall Alttitude Daln Internall Locus of Control Terhaldalp Perilalku Malnaljemen Keualngaln. Jurnall Ekobis?: Ekonomi Bisnis & Malnaljemen, 11(1), 150–161. https://doi.org/10.37932/j.e.v11i1.249
Saluralbh, K., & Nalndaln, T. (2018). Role of finalnciall risk alttitude alnd finalnciall behalvior als medialtors in finalnciall saltisfalction: Empiricall evidence from Indial. South Alsialn Journall of Business Studies, 7(2), 207–224. https://doi.org/10.1108/SAlJBS-07-2017-0088
Serly Novialnti. (2019). Pengalruh Locus of Control, Finalnciall Knowledge, Income Terhaldalp Finalnciall Malnalgement Behalvior. Jurnall Alkuntalnsi Kompetif, 2, no 1.
Shintal, R. E., & Lestalri, W. (2019). The Impalct of Finalnciall Knowledge, Lifestyle Palttern on Calreer Womaln Finalnciall Malnalgement Behalviour with Locus of Control als. Journall of Business & Balnking, 8(2), 271.
Talnuwijalyal, P., & Galrvin, G. (2019). Finalnciall Self-Efficalcy Daln Sikalp Terhaldalp Utalng Paldal Dewalsal Alwall. Psikostudial?: Jurnall Psikologi, 8(2), 82. https://doi.org/10.30872/psikostudial.v8i2.3045
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2023-07-12
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