Analysis of Ease of Use, Quality of Service and Promotion on Interest in Buying Using E-Wallet

Authors

  • Lailani Fitria STIE Tuah Negeri, Dumai, Indonesia
  • Khusnul Khotimah STIE Tuah Negeri, Dumai, Indonesia
  • Ahmad Yani IAIN Kerinci, Jambi, Indonesia
  • Rafnelly Rafki Universitas Perintis Indonesia, Padang
  • Yolanda Oktarina Universitas Perintis Indonesia, Padang, Indonesia
  • Nofriadi Nofriadi Universitas Perintis Indonesia, Padang, Indonesia

DOI:

https://doi.org/10.31933/dijdbm.v5i2.2330

Keywords:

Ease of Use, Service Quality, Promotion, Interest in Buying, E-Wallet

Abstract

This study aims to determine how much influence the variables of ease of use, service quality, and promotions have on consumer buying interest in making transactions using e-wallets. The method used is library research and qualitative description by examining various sources related to the research object. The results showed that as many as 876 respondents who used Shopeepay, OVO and Linkaja agreed in terms of ease of use, while 100 other respondents said that even if it is easy, it is not necessarily used. Furthermore, Gopay and Dana, with a total of 190 respondents, stated that there was a significant influence on the service quality variable. Followed by the promotion variable represented by all e-wallet users, with a total of 48 respondents saying that the majority of millennial users have no significant influence on purchase intention, but on the other hand, it has an influence on Gen Z. It can be concluded that the presence of an e-wallet has been widely used by the public in making transactions with various conveniences, quality and promotions provided, but in terms of usage, there are still many who have not explored the e-wallet, so it is hoped that this can be expanded further.

References

Anjani, Dita, Husni Awali, and Dwi Novaria Misidawati. 2022. “Analisis Faktor-Faktor Yang Mempengaruhi Minat Generasi Z Dalam Menggunakan Sistem Pembayaran E-Wallet.” Jurnal Sahmiyya 1(1): 124–34. www.dana.id,.

Aptaguna, Angga, and Endang Pitaloka. 2016. “Pengaruh Kualitas Layanan Dan Harga Terhadap Minat Beli Jasa Go-Jek.” Widyakala Journal 3: 49–56.

Bakti, Umar, Hairudin Hairudin, and Maria Septijantini Alie. 2020. “Pengaruh Kualitas Pelayanan, Produk Dan Harga Terhadap Minat Beli Pada Toko Online Lazada Di Bandar Lampung.” Jurnal Ekonomi 22(1): 101–18. http://jurnal.unpad.ac.id/sosiohumaniora/article/view/12249/6227.

Dharmawati, Tuti et al. 2023. Sistem Informasi Akuntansi. Juli 2023. Penerbit Adab. https://books.google.co.id/books?id=mGvLEAAAQBAJ&pg=PR2&dq=sistem+informasi+akuntansi+penerbit+adab&hl=en&newbks=1&newbks_redir=0&source=gb_mobile_search&sa=X&ved=2ahUKEwjQuoyYl7OAAxU49DgGHdtxD3QQ6AF6BAgLEAM#v=onepage&q=sistem informasi akuntansi penerbit.

Dio Prasasti, Giovani. 2023. “Pengguna Dompet Digital DANA Tembus 135 Juta Di 2022:00 WIB.”

Ehrenberg, Ronald G., Robert S. Smith, and Kevin F. Hallock. 2021. Modern Labor Economics: Theory and Public Policy Modern Labor Economics: Theory and Public Policy. 11th ed. Prentice Hall.

Hardianti Utari, Riza, and Tri Kartika Pertiwi. 2021. “PERSEPSI BELANJA MENGGUNAKAN APLIKASI E-WALLET (Studi Pada Pengguna E-Wallet DANA Di Indonesia).” Journal of Information System, Applied, Management, Accounting and Research. 5(1): 215–26. http://journal.stmikjayakarta.ac.id/index.php/jisamar.

Harseno, Diah Fitri. 2021. “Analisis Faktor-Faktor Yang Memengaruhi Penggunaan E-Wallet Di Indonesia.” ABIS: Accounting and Business Information Systems Journal 9(4).

Kusnawan, Agus, Silaswara Diana, Andy Andy, and Sefung Tjong. 2019. “Pengaruh Diskon Pada Aplikasi E-Wallet Terhadap Pertumbuhan Minat Pembelian Impulsif Konsumen Milenial Di Wilayah Tangerang.” Sains Manajemen 5(2): 137–60.

Meilanti, Meggi, and Lailani Fitria. 2021. “Strategi Pemasaran Produk Tabungan, Giro Dan Deposito PT. Bank Sinarmas Tbk Cabang Dumai.” Jurnal Ilmiah Ekonomi dan Pajak (EJAK) 1(1): 30–34. www.banksinarmas.com,.

Muhamad, Nabilah. 2023. “E-Wallet, Metode Pembayaran Digital Yang Paling Banyak Digunakan Warga RI Saat Belanja Online.” Databoks Katadata. https://databoks.katadata.co.id/datapublish/2023/06/20/e-wallet-metode-pembayaran-digital-yang-paling-banyak-digunakan-warga-ri-saat-belanja-online.

Nadhilah, Putri, Ridwan Indra Jatikusumo, and Erwin Permana. 2021. “Efektifitas Penggunaan E-Wallet Dikalangan Mahasiswa Dalam Proses Menentukan Keputusan Pembelian.” JEMMA (Journal of Economic, Management and Accounting) 4(2): 128–38.

Nawawi, Hizbul Hadi. 2020. “Penggunaan E-Wallet Di Kalangan Mahasiswa.” Emik 3(2): 189–205.

Nizar, Arif Maulana, and Abdul Yusuf. 2022. “Pengaruh Persepsi Kemudahan Penggunaan Dan Kepercayaan Terhadap Minat Menggunakan Aplikasi Dompet Digital LinkAja.” J-MAS (Jurnal Manajemen dan Sains) 7(2): 928–33.

Purba, Meyrilliana, Samsir, and Kasman Arifin. 2020. “Pengaruh Persepsi Kemudahan Penggunaan, Persepsi Manfaat Dan Kepercayaan Terhadap Kepuasan Dan Niat Menggunakan Kembali Aplikasi Ovo Pada Mahasiswa Pascasarjana Universitas Riau.” Jurnal Tepak Manajemen Bisnis XII(1): 151–70. https://jtmb.ejournal.unri.ac.id/index.php/JTMB/article/download/7857/6788.

Putri Tunggadewi, Felien, and Hery Pudjoprastyono. 2022. “Pengaruh Promosi Dan E-Service Quality Terhadap Minat Beli Ulang Penggunaan Gopay.” Al-Kharaj?: Jurnal Ekonomi, Keuangan & Bisnis Syariah 5(1): 406–23.

Rangkuty, Dewi Mahrani. 2021. “Apakah Penggunaan E-Wallet Masa Pandemi Covid-19 Semakin Meningkat Di Indonesia?” Prosiding Konferensi Nasional Universitas Nahdlatul Ulama Indonesia 01(01): 251–60.

Rodiah, Siti, and Inaya Sari Melati. 2020. “Pengaruh Kemudahan Penggunaan, Kemanfaatan, Risiko,Dan Kepercayaan Terhadap Minat Menggunakan E-Wallet Pada Generasi Milenial Kota Semarang.” Economic Education and Entrepreneurship 1(2): 66–80.

Safarudin, Arif, Lusianus Kusdibyo, and Widi Senalasari. 2020. “Faktor-Faktor Pembentuk Loyalitas Generasi Z Dalam Menggunakan Financial Technology E-Wallet.” Prosiding The 11th Industrial Research Workshop and National Seminar: 26–27.

Silaen, Elsa, and Bulan Prabawani. 2019. “PENGARUH PERSEPSI KEMUDAHAN MENGGUNAKAN E-WALLET DAN PERSEPSI MANFAAT SERTA PROMOSI TERHADAP MINAT BELI ULANG SALDO E-WALLET OVO.” Jurnal Ilmu Administrasi Bisnis: 1–9.

Syukriyyah, and Karyaningsih. 2023. “Pengaruh Promosi Penjualan, Persepsi Manfaat Dan Persepsi Kemudahan Terhadap Minat Menggunakan E-Wallet Shopeepay Pada Mahasiswa Universitas Singaperbangsa Karawang.” Journal of Islamic Education Management 3(2): 263–87.

W.Ramli, Wan Nurliza, Hairin Herlina Abdul Halim, Nur Farizah Ismail, and Syazwan Othman. 2021. “Penggunaan E-Wallet Di Malaysia: Analisa Dan Pandangan Menurut Perspektif Syariah.” al-Qanatir: International Journal of Islamic Studies 23(2): 44–54. http://www.al-qanatir.com/aq/article/view/357.

Wulandari, Carla Sheila. 2023. “Dompet Digital Naik Daun, Membetot Minat Kala Pandemi.” Bi.Go.Id: 1. https://www.bi.go.id/id/bi-institute/BI-Epsilon/Pages/Dompet-Digital--Naik-Daun,-Membetot-Minat-Kala-Pandemi.aspx.

Published

2024-02-28